HDFC Life Insurance Company Ltd. (HDFCLIFE): stock score 50/100
HDFC Life Insurance Company Ltd. (HDFCLIFE) scores 50 out of 100 (around average among the Nifty 50 (India)) on trend, stability, fundamentals and market backdrop. Every calculation step shown. Educational, not advice.
How the score is built
Trend: 28/100 (-5.5 points)
- Price is -6.0% vs its 100-day average → higher than 43% of the comparison group → 43
- 12-1 month momentum -28.1% → higher than 13% of the comparison group → 13
- Average of the two → trend score 28.0
Tested in our research: the trend rule did not hold up out of sample.
Stability: 91/100 (+10.2 points)
- Forecast 22.6% vs normal 23.3% → ratio 0.97
- Ratio is higher than 9% of the comparison group → 100 minus 9 → stability 91.0 (bigger expected swings than usual → lower stability)
A machine-learning volatility model beat HAR for the S&P 500 (p = 0.04); not yet tested on single stocks. This component uses HAR.
Fundamentals: 40/100 (-2.6 points)
- Revenue growth vs a year earlier: +14.4% → higher than 32% of the comparison group → 32
- Pre-tax-margin change (profit before tax / sales) vs a year earlier: -0.0 pp → higher than 39% of the comparison group → 39
- Change in leverage (1 - equity/assets) vs a year earlier: -0.1 pp → higher than 49% of the comparison group (lower is better) → 49
- Average of available items → fundamentals score 39.8
Not yet tested in our research.
Market backdrop: 41/100 (-2.2 points)
- India VIX in its 5-year range: 40 after inverting (lower India VIX → higher)
- Breadth vs its 5-year range → 5
- Yield curve vs its 5-year range → 79
- Average → backdrop score 41.3 (same for every stock)
Tested in our research: cross-asset indicators did not improve forecasts.
HDFCLIFE score history (weekly)
| Week ending | Score | Band | Trend | Stability | Fundamentals |
|---|---|---|---|---|---|
| 2026-10-29 | 50 | Around average | 28 | 91 | 40 |
| 2026-10-23 | 46 | Around average | 39 | 71 | 38 |
| 2026-10-16 | 49 | Around average | 42 | 71 | 39 |
| 2026-10-09 | 48 | Around average | 49 | 63 | 40 |
| 2026-10-01 | 45 | Around average | 37 | 61 | 41 |
| 2026-09-25 | 29 | Below average | 15 | 9 | 41 |
| 2026-09-18 | 41 | Around average | 29 | 37 | 41 |
| 2026-09-11 | 45 | Around average | 13 | 75 | 41 |
| 2026-09-04 | 54 | Around average | 15 | 99 | 41 |
| 2026-08-28 | 59 | Around average | 15 | 97 | – |
| 2026-08-21 | 60 | Around average | 17 | 95 | – |
| 2026-08-14 | 59 | Around average | 10 | 97 | – |
Financial Services stocks compared
- BSE: 75/100
- AXISBANK: 51/100
- SBIN: 51/100
- SHRIRAMFIN: 50/100
- HDFCLIFE: 50/100
- SBILIFE: 49/100
- KOTAKBANK: 48/100
- JIOFIN: 48/100
- ICICIBANK: 45/100
- BAJAJFINSV: 42/100
- BAJFINANCE: 38/100
- HDFCBANK: 38/100
Questions
What is HDFC Life Insurance Company Ltd.'s (HDFCLIFE) Quantooo score today?
HDFCLIFE scores 50 out of 100 on 2026-10-29, around average among Nifty 50 stocks. It ranks 24th of 50 overall and 5th of 12 in Financial Services. It was 47 a week earlier.
What raises and lowers HDFCLIFE's score?
Stability adds the most (91/100, +10.2 points) and trend weighs on it most (28/100, -5.5 points). The score is 50 plus each part's weighted distance from 50.
Is HDFCLIFE stock volatile right now?
Our volatility model (HAR) expects annualised swings of 22.6% over the next 20 trading days, against a normal level of 23.3% for HDFCLIFE: calmer than usual for this stock. Its stability score is 91/100 compared with the other Nifty 50 stocks.
How are HDFC Life Insurance Company Ltd.'s fundamentals changing?
Revenue growth vs a year earlier: +14.4%; Pre-tax-margin change (profit before tax / sales) vs a year earlier: -0.0 pp; Change in leverage (1 - equity/assets) vs a year earlier: -0.1 pp. Fundamentals score: 40/100. From the NSE results (yahoo (lag rule)) filed 2026-08-29 (period to 2026-06-30).
Does the score predict HDFCLIFE's share price?
No. The score describes the stock's recent data; it is not a forecast of the share price. Our own tests found no reliable ability to rank stocks by future returns, and every test, including the failures, is published. Educational, not investment advice.
Sector: Financial Services. Data as of 2026-10-29. Scores describe data; they are not recommendations or predictions. Educational, not investment advice.