PayPal Holdings, Inc. (PYPL) results explained: sales up 5%

Quantooo Lab · 2026-10-27

What happened?

PayPal Holdings, Inc. (PYPL) reported results on 27 Oct, covering the 9 months to 30 Sep.

The numbers in plain words

Sales were up 4.6% compared with the same period a year earlier. Out of every 100 of sales, about 17 was left after running costs (operating margin 16.9%), lower than a year earlier (18.6%). The company is funded more by borrowing than a year ago (76% of assets vs 75%).

Source: the company's 10-Q filed 2026-10-27.

How did the share price react?

Since the results, the share price has moved +3.56% (to the close of 29 Oct), while the S&P 500 moved +0.52%.

What changed in our score?

Our score went from 32 to 39 out of 100; the fundamentals part went from 23 to 20. Every step of the calculation: PYPL stock page.

How bumpy could the next month be?

Our volatility model expects the next month to be bumpier than usual for PYPL (41% a year vs a normal 39%).

What does it mean?

Results describe the past few months. They don't tell you where the price goes next, and our own tests found our scores don't reliably predict that either.

Educational, not investment advice.