Capital One Financial Corp (COF) results explained: sales up 25%

Quantooo Lab · 2026-10-20

What happened?

Capital One Financial Corp (COF) reported results on 20 Oct, covering the 9 months to 30 Sep.

The numbers in plain words

Sales were up 25.3% compared with the same period a year earlier. The company is funded more by borrowing than a year ago (84% of assets vs 83%).

Source: the company's 10-Q filed 2026-11-03.

How did the share price react?

Since the results, the share price has moved +4.44% (to the close of 3 Nov), while the S&P 500 moved −1.58%.

What changed in our score?

Our score went from 60 to 65 out of 100; the fundamentals part went from 73 to 63. Every step of the calculation: COF stock page.

How bumpy could the next month be?

Our volatility model expects the next month to be calmer than usual for COF (31% a year vs a normal 32%).

What does it mean?

Results describe the past few months. They don't tell you where the price goes next, and our own tests found our scores don't reliably predict that either.

Educational, not investment advice.